Email pagePDF viewPrint viewEmail AlertRSS News FeedsSocial media sharing
Peer Analysis

Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)BAYK Peer
Median
Peer
Average
ROAA0.25 0.57 0.51 
ROAE2.57 5.91 5.06 
Net Interest Margin3.65 3.59 3.55 
Efficiency Ratio75.19 75.25 75.21 
Loans / Deposits101.25 88.92 85.65 

Asset Quality Ratios (%)   
NPAs / AssetsNA 0.94 1.14 
NCOs / Avg Loans0.10 0.02 0.03 
Reserves / Loans0.66 1.04 1.03 
Reserves / NPAsNA 79.55 115.42 

Capital Ratios (%)   
Tier 1 CapitalNA 12.69 13.76 
Tangible Equity / Tangible Assets11.14 9.19 9.40 
Total Equity / Total Assets12.27 9.22 9.52 

Market Ratios   
Price / Earnings (x)48.57 18.14 18.59 
Price / Book (%)114.25 122.59 118.25 
Dividend Yield (%)1.57 1.45 1.19 
Bay Banks of Virginia, Inc.'s peer group consists of the following: Bank of Botetourt (BORT), Bank of the James Financial Group, Inc. (BOTJ), Cardinal Bankshares Corporation (CDBK), Citizens Bancorp of Virginia, Inc. (CZBT), Cordia Bancorp Inc. (BVA), First Capital Bancorp, Inc. (FCVA), Freedom Bank of Virginia (FDVA), Grayson Bankshares, Inc. (GSON), Heritage Bankshares, Inc. (HBKS), HomeTown Bankshares Corporation (HMTA), Pinnacle Bankshares Corporation (PPBN), Virginia National Bankshares Corporation (VABK)

Bay Banks of Virginia, Inc.'s financial data is as of 9/30/2017.

Peer financial data is as of 9/30/2017  except for these companies:

Cardinal Bankshares Corporation's financial data is as of 6/30/2016.
Cordia Bancorp Inc.'s financial data is as of 6/30/2016.
First Capital Bancorp, Inc.'s financial data is as of 9/30/2015.
Grayson Bankshares, Inc.'s financial data is as of 6/30/2016.
Heritage Bankshares, Inc.'s financial data is as of 12/31/2015.

Copyright 2017, © S&P Global Market Intelligence  Terms of Use